Section 3 – If You Must Pay Late …

There may be a time when you cannot avoid paying bills late. If this happens to you, DO NOT ignore the bills!

Look at each bill carefully and consider what will happen if it is not paid on time. Will your utility be turned off? Will you be evicted? Will you be charged a late fee? Can you pay with your next paycheck and not be charged extra?

Now decide which bills will cost you the least if not paid on time.