Section 2 – Choosing a Payment System

Any system for paying bills on time begins with a list of all your bills. That list should include the due dates and amounts due. The Monthly Payment Schedule handout can help you do this. Click here to print out a copy of the handout.

Start by listing regular expenses. Regular expenses are those that occur every month. Include expenses such as food, rent, utilities, and any other expenses you pay each month. Be sure to include savings as one of your expenses. Your savings can be used to reach your future goals.