There are many ways to buy now and pay later. Here are some ways to get the things you need:

  • Paycheck loans
  • Pawn shops
  • Tax refund loans
  • Car title loans
  • Layaway
  • Rent-to-own
  • Personal loans
  • Credit cards
  • Bartering

There are advantages and disadvantages to each buy-now, pay-later option. Let's take a look at each.