Once you set your goals, picture them in your mind. See yourself driving that car. See yourself living in that apartment. Once your dream is in your mind, you will start thinking of ways to reach that dream. Fix in your mind the exact things you want.

You have now clearly written down your goal. You know what it will cost. You have set a time for reaching it. And you have developed a savings plan. Now, while you are excited about your plan, open an account for whatever your goal may be and make your first deposit. If you do not have enough money to open an account then buy yourself a money order. Save your money orders until you have enough to open an account.